About The Calculators
The costs included in the calculators are a guideline to the MINIMUM value for which
one should insure the structure of their house. Applying
the rates to the area of your house will only give you a base to which you should add
additional costs such as boundary walls, garages, fitted kitchens etc.
The insurance value for houses varies greatly depending on the type of house, i.e.
Georgian, modern, with or without basement etc. The costs are
intended to cover typical built estate type house in Dublin, Cork, Galway, Waterford and
Limercik built since the 1960's.
The costs are calculated on a total loss situation, i.e. the house has been totally destroyed and has to be demolished and totally rebuilt. In addition to demolition and reconstruction, the costs also allow for Building Surveyors/Architects/Quantity Surveyors fees and for VAT.
The rebuilding Cost Calculator does not include any allowance for contents such as carpets, curtains, furniture etc. Please select the Content Calculator to estimate the costs for these items.